Mortgage Loan Officer

POSITION OVERVIEW:  

Loan Officer is responsible for originating mortgage loans by meeting with potential borrowers to determine appropriate product, obtain proper documentation and follow through with the entire loan process.

ESSENTIAL DUTIES AND RESPONSIBILITIES, include but are not limited to the following:

• Originate quality conventional mortgage and home equity loans.

• Manage customers through the entire loan process, from data collection and analysis through loan conclusion while maintaining positive customer relationships.

• Collect and analyze information regarding customer income, assets, investments and debts to include multifaceted or complex borrowers.

• Submits completed loan application and supporting documentation to the processing department.

• Present the advantages and disadvantages of different financial products to determine the best option for each customer’s financial situation.

• Set proper customer expectations and provide timely status updates to ensure a positive customer experience.

• Build network and community relationships, aggressively promoting Googain to real estate agents, builders, developers, financial planners and other referral sources

PREFERRED QUALIFICATIONS AND EXPERIENCE

• Bachelor’s degree in Business or Finance preferred

• A minimum of 2 years of mortgage origination experience with a proven track record of success

• An active BRE/NMLS license required

• Strong relationship-building skills

• Familiarity with current lending regulations

• Must be self-motivated and have an ability to work independently as well as in a team setting

• Excellent attention to detail

• Ability to work in a fast paced, fluid environment.

• Strong communication, interpersonal and organizational skills.

• High integrity and confidentiality required.